[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.i-eps.cz\/kde-si-lide-pujcuji-penize\/#Article","mainEntityOfPage":"https:\/\/www.i-eps.cz\/kde-si-lide-pujcuji-penize\/","headline":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed pen\u00edze?","name":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed pen\u00edze?","description":"Lid\u00e9 se odli\u0161uj\u00ed od ostatn\u00edch \u017eiv\u00fdch tvor\u016f t\u0159eba i t\u00edm, \u017ee jako jedin\u00ed pou\u017e\u00edvaj\u00ed ve snaze n\u011bco z\u00edskat pen\u00edze. Civilizovan\u00e1 spole\u010dnost u\u017e d\u00e1vno opustila n\u011bjak\u00fd ten v\u00fdm\u011bnn\u00fd obchod, dnes u\u017e se nem\u011bn\u00ed rovnou n\u011bco za n\u011bco, ani se ned\u00e1v\u00e1 n\u011bkomu jin\u00e9mu n\u011bco s t\u00edm, \u017ee se od n\u011bj t\u0159eba jednoho dne do\u010dk\u00e1me n\u011b\u010deho na opl\u00e1tku. … ","datePublished":"2022-07-08","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.i-eps.cz\/author\/#Person","name":"","url":"https:\/\/www.i-eps.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"i-eps.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.i-eps.cz\/wp-content\/uploads\/EU%20pen%C3%ADze_9.jpg","url":"https:\/\/www.i-eps.cz\/wp-content\/uploads\/EU%20pen%C3%ADze_9.jpg","height":0,"width":0},"url":"https:\/\/www.i-eps.cz\/kde-si-lide-pujcuji-penize\/","about":["Finance"],"wordCount":465,"articleBody":"   Lid\u00e9 se odli\u0161uj\u00ed od ostatn\u00edch \u017eiv\u00fdch tvor\u016f t\u0159eba i t\u00edm, \u017ee jako jedin\u00ed pou\u017e\u00edvaj\u00ed ve snaze n\u011bco z\u00edskat pen\u00edze. Civilizovan\u00e1 spole\u010dnost u\u017e d\u00e1vno opustila n\u011bjak\u00fd ten v\u00fdm\u011bnn\u00fd obchod, dnes u\u017e se nem\u011bn\u00ed rovnou n\u011bco za n\u011bco, ani se ned\u00e1v\u00e1 n\u011bkomu jin\u00e9mu n\u011bco s t\u00edm, \u017ee se od n\u011bj t\u0159eba jednoho dne do\u010dk\u00e1me n\u011b\u010deho na opl\u00e1tku. Dnes m\u00e1me my lid\u00e9 pen\u00edze, kter\u00e9 dost\u00e1v\u00e1me za to, co poskytneme druh\u00fdm, abychom si za n\u011b posl\u00e9ze od t\u011bch druh\u00fdch po\u0159\u00eddili to, po \u010dem zrovna tou\u017e\u00edme. https:\/\/cs.wikipedia.org\/wiki\/Po_%25C4%258Dem_%25C5%25BEeny_tou%25C5%25BE%25C3%25AD  Nesna\u017e\u00edme se jako n\u011bjak\u00e1 div\u00e1 zv\u011b\u0159 jenom tup\u011b urvat to, co zrovna chceme m\u00edt.Jen\u017ee s t\u011bmi pen\u011bzi b\u00fdvaj\u00ed i probl\u00e9my. Zejm\u00e9na v p\u0159\u00edpad\u011b, \u017ee je sice pr\u00e1v\u011b pot\u0159ebujeme, jen\u017ee nem\u00e1me. Kdy\u017e toti\u017e pen\u00edze dojdou, u\u017e zkr\u00e1tka nejsou. A dokud si nevyd\u011bl\u00e1me dal\u0161\u00ed, nem\u00e1me je. P\u0159\u00edpadn\u011b je nem\u00e1me do doby, ne\u017e si vezmeme aspo\u0148 n\u011bjakou tu p\u016fj\u010dku.Pro\u010d si lid\u00e9 p\u016fj\u010dky berou? Na to nen\u00ed t\u011b\u017ek\u00e9 odpov\u011bd\u011bt. P\u0159ece aby mohli platit i za to, na co prozat\u00edm je\u0161t\u011b sv\u00e9 vlastn\u00ed pen\u00edze nemaj\u00ed. Oslov\u00ed se n\u011bjak\u00fd finan\u010dn\u00ed \u00fastav, pod\u00e1 se \u017e\u00e1dost, dolo\u017e\u00ed se v\u0161e, co tamn\u00ed \u00fa\u0159edn\u00edci po\u017eaduj\u00ed, a kdy\u017e m\u00e1 \u010dlov\u011bk \u0161t\u011bst\u00ed, pen\u00edze, po kter\u00fdch prahne, i dostane. A m\u016f\u017ee je pou\u017e\u00edvat jako vlastn\u00ed, dokud nenastane doba spl\u00e1cen\u00ed.Jen\u017ee ne v\u017edycky se \u017eadatel\u00e9 p\u016fj\u010dky do\u010dkaj\u00ed. N\u011bkdy jsou na tom u\u017e natolik \u0161patn\u011b, co se jejich ekonomick\u00e9 situace t\u00fdk\u00e1, \u017ee by bylo p\u016fj\u010den\u00ed pen\u011bz t\u011bmto ur\u010dit\u00fdm hazardem, k n\u011bmu\u017e nemaj\u00ed zejm\u00e9na banky zrovna sklony. A kdy\u017e se tak u bank neusp\u011bje, je rozumn\u00e9 zkusit \u0161t\u011bst\u00ed u nebankovn\u00edho sektoru. proto\u017ee kdo vlastn\u00ed aspo\u0148 nemovitost, tomu se tu nab\u00edz\u00ed snadno dosa\u017eiteln\u00e1 americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Tedy p\u016fj\u010dka, u kter\u00e9 se nevy\u017eaduj\u00ed ani enormn\u00ed dolo\u017eiteln\u00e9 p\u0159\u00edjmy, ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f toho, kdo si chce p\u016fj\u010dit. Nemovit\u00e1 z\u00e1stava je i sama o sob\u011b dost kvalitn\u00ed z\u00e1rukou.A tak si n\u011bkte\u0159\u00ed lid\u00e9 berou pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ky. S t\u0159eba a\u017e t\u0159icetiletou lh\u016ftou splatnosti, t\u0159eba i ji\u017e s pouze \u010dty\u0159procentn\u00edm \u00farokem. A kdy\u017e jednaj\u00ed zodpov\u011bdn\u011b, nemaj\u00ed d\u016fvod toho litovat.                                                                                                                                                                                                                                                                                                                                                                                          3.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si lid\u00e9 p\u016fj\u010duj\u00ed pen\u00edze?","item":"https:\/\/www.i-eps.cz\/kde-si-lide-pujcuji-penize\/#breadcrumbitem"}]}]