[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.i-eps.cz\/kde-si-pujcuji-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.i-eps.cz\/kde-si-pujcuji-podnikatele\/","headline":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9","name":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9","description":"Ka\u017ed\u00fd z podnikatel\u016f by dozajista cht\u011bl, aby mu jeho podnik\u00e1n\u00ed dost vyn\u00e1\u0161elo. Proto\u017ee \u010d\u00edm v\u00edce pen\u011bz to p\u0159in\u00e1\u0161\u00ed, t\u00edm l\u00e9pe se m\u016f\u017ee firma rozv\u00edjet a t\u00edm se tak\u00e9 l\u00e9pe \u017eije onomu podnikateli samotn\u00e9mu. Jen\u017ee toto p\u0159\u00e1n\u00ed podnikatel\u016f nejednou nen\u00ed vysly\u0161eno. Nejednou se tito sna\u017e\u00ed t\u0159eba i sebev\u00edc, ale po\u0159\u00e1d se ne a ne do\u010dkat \u017e\u00e1douc\u00edch … ","datePublished":"2021-06-21","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.i-eps.cz\/author\/#Person","name":"","url":"https:\/\/www.i-eps.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0412c3dad30f33fa104fa4f87b3ce5af9aea5f3e20fa015d071a3573d325a5fc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"i-eps.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.i-eps.cz\/wp-content\/uploads\/rumunsk%C3%A9%20pen%C3%ADze.jpg","url":"https:\/\/www.i-eps.cz\/wp-content\/uploads\/rumunsk%C3%A9%20pen%C3%ADze.jpg","height":0,"width":0},"url":"https:\/\/www.i-eps.cz\/kde-si-pujcuji-podnikatele\/","about":["Finance"],"wordCount":419,"articleBody":"   Ka\u017ed\u00fd z podnikatel\u016f by dozajista cht\u011bl, aby mu jeho podnik\u00e1n\u00ed dost vyn\u00e1\u0161elo. Proto\u017ee \u010d\u00edm v\u00edce pen\u011bz to p\u0159in\u00e1\u0161\u00ed, t\u00edm l\u00e9pe se m\u016f\u017ee firma rozv\u00edjet a t\u00edm se tak\u00e9 l\u00e9pe \u017eije onomu podnikateli samotn\u00e9mu. Jen\u017ee toto p\u0159\u00e1n\u00ed podnikatel\u016f nejednou nen\u00ed vysly\u0161eno. Nejednou se tito sna\u017e\u00ed t\u0159eba i sebev\u00edc, ale po\u0159\u00e1d se ne a ne do\u010dkat \u017e\u00e1douc\u00edch v\u00fdsledk\u016f a tu\u010dn\u00fdch zisk\u016f.A nejenom \u017ee se nepoda\u0159\u00ed v\u017edy vyd\u011blat hromada pen\u011bz. N\u011bkdy se neda\u0159\u00ed vyd\u011blat dost ani na to, aby se podnik udr\u017eel v chodu a jeho majitel nad vodou. A to je pak pochopiteln\u011b hodn\u011b nep\u0159\u00edjemn\u00e1 situace. Zejm\u00e9na pokud n\u011bkdo takov\u00fd nem\u00e1 finan\u010dn\u00ed rezervy, jimi\u017e by financoval takov\u00fd nedostatek.A co si po\u010d\u00edt, kdy\u017e je tedy situace pr\u00e1v\u011b takto neradostn\u00e1? Jak zvl\u00e1dnout \u010dasy, v nich\u017e se podnikateli ekonomicky neda\u0159\u00ed?Nejednou je jenom jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed, j\u00edm\u017e je p\u016fj\u010dka. Doty\u010dn\u00fd soukromn\u00edk se prost\u011b obr\u00e1t\u00ed na n\u011bjak\u00fd finan\u010dn\u00ed \u00fastav, za\u017e\u00e1d\u00e1 si tu, dolo\u017e\u00ed v\u0161e, co tu po n\u011bm cht\u011bj\u00ed dolo\u017eit, a kdy\u017e prob\u011bhne v\u0161echno hladce, nakonec se sv\u00fdch pen\u011bz do\u010dk\u00e1.Ale kdy\u017e to hladce neprob\u011bhne, nad\u011bje se rozplynou. Za co\u017e mohou t\u0159eba n\u00edzk\u00e9 p\u0159\u00edjmy \u017eadatele, exekuce, n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f a podobn\u011b. A co si po\u010d\u00edt pak, kdy\u017e je \u017e\u00e1dost o p\u016fj\u010dku v bance zam\u00edtnuta?Pak m\u016f\u017ee p\u0159ij\u00edt vhod hypot\u00e9ka po insolvenci. Ta se toti\u017e poskytuje za daleko sn\u00e1ze splniteln\u00fdch podm\u00ednek, a proto u n\u00ed m\u00e1 nad\u011bji i n\u011bkdo, kdo by jinde sotva obst\u00e1l. Tady se d\u00e1 prost\u011b do z\u00e1stavy nemovitost, prok\u00e1\u017ee se, \u017ee m\u00e1 z\u00e1jemce o p\u016fj\u010den\u00ed si z \u010deho spl\u00e1cet, a t\u00edm je to v podstat\u011b vy\u0159\u00edzen\u00e9. A \u010dlov\u011bk m\u016f\u017ee m\u00edt r\u00e1zem i velk\u00e9 pen\u00edze na dlouhou dobu spl\u00e1cen\u00ed po \u010d\u00e1stk\u00e1ch, je\u017e ur\u010dit\u011b nebudou probl\u00e9mem, stejn\u011b jako tu nebudou probl\u00e9mem ani \u00faroky, je\u017e jsou rovn\u011b\u017e p\u0159\u00edzniv\u00e9.A tak si podnikatel\u00e9 tuto hypot\u00e9ku \u010dasto berou. Proto\u017ee jim d\u00e1v\u00e1 v t\u011b\u017ek\u00fdch dob\u00e1ch nad\u011bji na to, \u017ee jednou bude zase l\u00edp.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si p\u016fj\u010duj\u00ed podnikatel\u00e9","item":"https:\/\/www.i-eps.cz\/kde-si-pujcuji-podnikatele\/#breadcrumbitem"}]}]